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Don’t Forget Renter’s Insurance for Your Atlanta Apartment

By on Aug 16

renters insuranceAs you’re searching for your new Atlanta apartment, don’t neglect to search for the often forgotten renter’s insurance policy. The expense – which can be as little as $10 a month – often seems unnecessary when you’re just starting out and other expenses are piling up. But without it, you could lose everything in the case of a disaster.

When you rent an apartment, home, duplex or any place to live, your landlord carries property insurance only – not insurance for the contents of the property. If there were a fire, flood, theft or vandalism, the landlord’s insurance company would pay for damage to the structure only. Without renter’s insurance, you would have to replace all of your belongings using your own money. That new tv, laptop, jewelry, designer clothing and furniture you worked hard to purchase? You’ll have to start all over on your own if you’re uninsured.

Purchasing renter’s insurance is simple, whether you choose to purchase it online or in person through your neighborhood agent. It’s pretty easy to anonymously compare prices for renter’s insurance online, but there are times when you might be better served by getting to know your local carrier. Some of the pros and cons of online buying are covered in the

Equifax Personal Finance Blog.

No matter how you decide to purchase – or what type of insurance you’re purchasing – it’s a good idea to do a little research on the various insurance companies. The Equifax article, “

Insurance Agents vs. Insurance Websites: Where Will You Get the Better Buy?” offers links to companies that rate insurance carriers on both their service and their financial stability. The article also suggests conducting an online search for the name of the carrier you’re considering and the word “complaint.”

You’ll find many more tips on insurance, credit, taxes, real estate and retirement (no, it’s never too early to start thinking about saving for retirement!) on the

Equifax Personal Finance Blog.  The experts there invite your questions and comments, so visit today to join the conversation.

Categories : Atlanta Real Estate

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